Retirement Stress Test

Enter your information to get a picture of what your retirement income might look like!

Note: The Retirement Stress Test assumes a
- Retirement age of 65
- 10% rate of return
- contributions stopping at 65
- 3% rate of return after 65

Age:?How old you are
Current Retirement Savings:?Sum of all savings in retirement investment account
Monthly Contributions:?How much money you contribute to the retirement accounts every month



Pre Retirement Rate:
Post Retirement Rate:
Retirement Age:

You should use a retirement planner to get a clear idea of whether you are saving enough for retirement, to determine your retirement goals, to receive personalized advice based on your financial situation, and to adjust your plan as needed. A retirement planner can help you make more informed decisions about your retirement savings and create a road map to achieving your retirement goals.

The 4% rule is a general guideline used in retirement planning that suggests withdrawing 4% of your retirement savings each year during retirement. This rule is based on the idea that you can withdraw this amount each year without running out of money for at least 30 years, assuming you have a balanced investment portfolio. The 4% rule is not a guaranteed strategy, and it may not be suitable for everyone. Factors such as investment returns, inflation, and changes in personal circumstances can impact the success of this approach. Therefore, it's important to consult with a financial advisor to determine the most suitable withdrawal strategy for your individual situation.