Calculators:

Welcome to the Calculators page of Smart Financial Tools! Here you will find a comprehensive suite of financial calculators designed to help you make informed decisions and plan for your financial future.Our calculators cover a wide range of topics, including budgeting, saving, investing, retirement planning, and more. Click on a calculator to get started!

  • Accumulator Of Wealth

    Accumulator Of Wealth calculator to help you estimate your how well of an Accumulator Of Wealth you are according to the millionaire next door.

  • Cash On Cash Return

    Calculate the cash on cash return of your investments with our easy-to-use calculator. Get a better understanding of your financial performance and make informed decisions for your investments.

  • Compounding Interest Calculator

    Use this compound interest calculator to determine how you can maximize your savings. Quickly and accurately compute your compound interest and start earning more money today.

  • Debt to Income (DTI)

    Calculate your debt to income ratio quickly and easily with our free online tool. Find out if you're in a position to make big financial decisions and take control of your financial future.

  • Emergency Funds Calculator

    Get a better idea of how much money you should keep in your emergency fund with our easy to use emergency fund calculator. Find out in just a few minutes how much you should save for any unexpected financial situations.

  • FIRE Number Calculator

    Want to calculate your financial independence or retirement (FIRE) number easily? Our FIRE Number Calculator gives you an accurate estimation quickly and conveniently. Try it out today!

  • Home Affordability Calculator

    Find out how much house you can afford with our easy-to-use home affordability calculator. Get started today and find the perfect home for your budget.

  • Mortgage Calculator

    Calculate your monthly mortgage payment with the Mortgage Calculator. Get an estimate of your monthly payments based on your loan amount, interest rate, and loan term. Find out if you qualify for a loan today.

  • Mortgage Refinance Calculator

    Find out how much you could save with a mortgage refinance calculator. Get an easy and accurate estimate with our convenient tool. Start saving today!

  • Recast Calculator

    Save money with our free online mortgage recast calculator. See if recasting your mortgage with your next lump sum payment is the right choice for you. Start saving today!

  • Quick Ratio

    Use our Quick Ratio Calculator to easily measure your business's financial health. Find out how liquid your assets are and how well your company is doing financially in no time. Get reliable and accurate results quickly with just a few clicks

  • Return On Investment (ROI)

    Maximize your investment returns and make smarter financial decisions with our simple yet powerful return on investment calculator. Find out how much you can earn from your investments today!

  • Salary To Hourly

    Use our Salary to Hourly Calculator to quickly and accurately convert a yearly salary to an hourly wage. Get a better understanding of what your hourly rate should be and what your expected earnings are.

  • Wealth Multiplier

    How much will your money grow if you start Saving today? Want to know how much you need to save a month to be a millionaire? Find out your wealth multiplier today!


Whether you are just starting out on your financial journey or looking to improve your existing financial situation, our calculators can help you make informed decisions and achieve financial stability. We are committed to providing you with the best possible user experience and ensuring that our calculators are up-to-date and accurate. Thank you for choosing Smart Financial Tools as your trusted financial partner. We are here to help you achieve your financial goals and improve your financial well-being.